WASHINGTON--Sen. Nancy Kas-sebaum (R-KS) and Sen. Edward Kennedy
(D-MA) have proposed health reform legislation that is more modest
than that touted by President Clinton, but that contains some
of the same goals.
The Health Insurance Reform Act of 1995 would require private
health insurance carriers to compete based on quality, price,
and service instead of by denying coverage to people in poor health.
The bill would limit to 12 months the right of an insurer to refuse
to sell a policy to someone with a preexisting condition; make
insurance more portable by prohibiting new preexisting limitations
for workers who change jobs; guarantee that individuals and groups
will be entitled to have their policies renewed as long as premiums
are paid; and provide incentives for small employers and individuals
to form private voluntary groups to negotiate for better insurance